James Arthur has hit back at claims that he is 'skint' - after photos appearing to show the X Factor star having his credit card declined appeared on line.

Many gossip publications were quick to ridicule Jarthur - who had run up a total of over £700 in a Boxing Day shopping spree - writing that his card was rejected three times due to insufficient funds.

Now James has taken to twitter to clear up the rumours, writing: "Is the story about me getting my card declined for real? Yeah I'm skint... I was using the wrong card!! Dopey yes, skint not anymore #LOVE"

james arthur credit card tweet

Well that's that cleared up then. Unfortunately, we can relate to the whole dilemma though - last month our card was declined while buying KFC. New low.

What do you make of all this?

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Images: WENN/twitter