He just won the X Factor for gahd's sake - we doubt money is an issue right now
Many gossip publications were quick to ridicule Jarthur - who had run up a total of over £700 in a Boxing Day shopping spree - writing that his card was rejected three times due to insufficient funds.
Now James has taken to twitter to clear up the rumours, writing: "Is the story about me getting my card declined for real? Yeah I'm skint... I was using the wrong card!! Dopey yes, skint not anymore #LOVE"
Well that's that cleared up then. Unfortunately, we can relate to the whole dilemma though - last month our card was declined while buying KFC. New low.
What do you make of all this?